5 Super-Simple Ways to Save Money This Month
September 28, 2020 (Investorideas.com Newswire) With 2020 meaning a lack of job security and pay cuts for many of us, it's never been a better time to find ways to save money wherever possible. Saving costs shouldn't mean a cut in your quality of life, however. Here are some of the best ways for you to save money, without losing out.
Upgrade your cooking game.
Learning to cook smarter will not only help your food taste better but also help you find the best discounts on food. Buying raw ingredients and spices and cooking from scratch means you can bulk buy products and get more meals from the same amount of money. If you know how to flavor your food properly, it also means you can go for cheaper meat options, because you can make up for it with herbs and spices. Cooking and buying meals in bulk is always the smarter option for your wallet.
Pay less for prescriptions.
Healthcare is a big expense for many people, and certainly for those with regular prescription medication. Having to fork out for medication that you need to survive is an unfair setback - but what if you could cut costs without skimping on your prescription coverage? With services like USArx, you can receive a free prescription discount card.
You don't need to pay a monthly fee to access this prescription discount program, simply take the discount card along to any of the 60,000 pharmacies across the United States to receive pharmacy discounts. Both independent pharmacies and pharmacy chains are accepted and you can get the drugs and medication you need at the lowest prices possible.
Of course, the easiest way to save money is to not buy anything - but how realistic is that? There are things we need to buy in our everyday lives that are simply unavoidable, and technology is often one of those things. Without a phone, we are unable to do a range of things, like open bank accounts, apply for jobs, and so on. If you need a new phone but are low on funds, why not save money by looking at refurbished cell phones?
A refurbished phone will do the same job as a new one, but at half the cost. Because they are retouched and repaired by experts, you can often buy phones in their original condition, but for the best price possible. A refurbished cell phone is simply the better choice when it comes to smart technology choices, rather than going for a new device.
Saving money in your monthly house bills doesn't just come down to turning the lights off when you're not using them and waiting until the last minute to turn on your heating. Investing in energy-saving technology around your home can be a big helper in cutting down on monthly payments for gas and electricity. That doesn't mean forking out for huge appliances or anything; doing something as simple to switching to energy-saving bulbs can make a big difference in your monthly costs.
Open a second bank account
Sometimes even the best of us find it hard to manage our money and spend it on the right things. It takes really being able to see where your money is going each week and each month to manage it effectively. Opening a second bank account and using one account for essentials (e.g. rent, groceries, phone bill, internet, gas, electricity) and the other for personal use (e.g. dinner out, leisure activities, non-essential shopping) can help you track exactly how much money is going where. You can also set yourself a budget for personal spending each month and only move that amount into your personal account, so you literally can't spend more than that. Getting into a rhythm like this is a great tool for long-term saving.
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